Terms of Service.

1. Acceptance of Terms

By accessing and using AI Crypto Portfolio ("the Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms constitute a legally binding agreement between you and AI Crypto Portfolio regarding your use of our platform and services.

2. Description of Service

AI Crypto Portfolio is a platform that provides:

• AI-powered cryptocurrency portfolio recommendations
• Portfolio tracking and performance analysis
• Market data and educational resources
• Risk assessment and investment planning tools
• Educational content about cryptocurrency investing

3. No Financial Advice

• Our AI recommendations are based on algorithms and market data analysis
• Past performance does not guarantee future results
• Cryptocurrency investments carry significant risks
• You should conduct your own research and consult with financial professionals
• All investment decisions are solely your responsibility

4. Investment Risks

Cryptocurrency investing involves substantial risks, including:

• Volatility: Cryptocurrency prices are highly volatile and unpredictable
• Loss of capital: You may lose some or all of your invested capital
• Regulatory risk: Changes in regulations may affect cryptocurrency markets
• Technical risk: Technology failures or security breaches may occur
• Market risk: Overall market conditions may negatively impact investments
• Liquidity risk: Some cryptocurrencies may have limited liquidity

5. User Responsibilities

Account security

• Maintain the confidentiality of your account credentials
• Use strong, unique passwords
• Immediately notify us of any unauthorized access
• Enable two-factor authentication when available

Acceptable use

• Use the Service only for lawful purposes
• Do not interfere with or disrupt the Service
• Do not attempt to gain unauthorized access to systems
• Do not use the Service for market manipulation
• Do not share or redistribute our proprietary content

6. Subscription Plans and Billing

Free plan

• Limited portfolio generations per month
• Basic portfolio tracking features
• Standard market data access

Paid plans (coming soon)

• Unlimited AI portfolio generations
• Advanced analytics and insights
• Priority customer support
• Premium features and tools

Billing terms

• Subscription fees are billed in advance
• No refunds for partial subscription periods
• You may cancel your subscription at any time
• Price changes will be communicated 30 days in advance

7. Intellectual Property

All content, features, and functionality of the Service are owned by AI Crypto Portfolio and are protected by copyright, trademark, and other intellectual property laws.

• You may not copy, modify, or distribute our content without permission
• AI algorithms and methodologies are proprietary
• User-generated content remains your property but you grant us usage rights
• Third-party data providers retain rights to their respective data

8. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

• We do not store actual cryptocurrency wallet information
• Portfolio data is used only for providing our services
• We implement industry-standard security measures
• You can delete your account and data at any time

9. Third-Party Services

Our platform integrates with third-party services for enhanced functionality:

• CoinGecko: market data and cryptocurrency information
• OpenAI: AI-powered analysis and recommendations
• Supabase: database and authentication services
• NOWPayments: cryptocurrency payment processing

These services are governed by their own terms and privacy policies.

10. Disclaimers and Limitations

• We disclaim all warranties, express or implied
• No guarantee of investment success or profitability
• Technical issues or downtime may occur
• Third-party data may be delayed or inaccurate
• AI recommendations may not always be optimal

11. Limitation of Liability

To the maximum extent permitted by law, AI Crypto Portfolio shall not be liable for:

• Any investment losses or financial damages
• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from third-party services
• Total liability exceeding the amount paid for services

12. Termination

Either party may terminate this agreement at any time:

• You may delete your account and stop using the Service
• We may suspend or terminate accounts for violations
• Termination does not affect accrued obligations
• We will provide reasonable notice before termination
• Data deletion will occur within 30 days of termination

13. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through the platform or via email. Continued use of the Service after changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes shall be resolved through binding arbitration or in courts of competent jurisdiction.

15. Contact Information

For questions about these Terms of Service, please contact us: